I'm afraid Solarian's approximations are fairly accurate on the reality of the circumstances that would occur in your proposed scenario. The collision would be cataclysmic and anything within a certain distance would probably be destroyed. Whew! sorry. Slipped into my Doctor Who/Carl Sagan mode there.
Anyway, if you want realism, you will need to change something of your idea. Maybe the characters are not of that region of space? Maybe they had an unmanned probe monitoring the planetary system from light years distance. What are the characters setting? Do they have advanced technology? Some kind of hyperdrive space travel? Or they have a generation ship or something like a stasis field as they travel a million, billion years to the planetary system? Just some suggestions.
